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Can I qualify for Nursing Home Medicaid if my Income is over the limit?

Individuals with income over the ICP income limit, $2349 monthly, may still be eligible if they set up a “qualified income trust” and deposit sufficient funds every month into the “qualified income trust” account so their income outside the trust is less than the income limit. To qualify, the “qualified income trust” must: 

  • Be irrevocable; 
  • Be comprised of income only; and, 
  • Designate that the state will receive any funds remaining in the trust upon the death of the recipient, up to the amount of Medicaid payments paid on behalf of the individual.