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What are Medicaid Asset Limits?

The asset limit in Florida is $2000 (though some states have higher and lower limits), which means that a care recipient will not qualify to receive Medicaid if he or she has more than $2000 in total assets.

However, there are numerous exclusions to the Medicaid asset test that can protect significant amounts of assets. For example, in many states if you are married and receiving nursing home care through Medicaid, your spouse is allowed to keep $148620 as a community spouse benefit.

Additional asset exclusions exist, which means that the $2000 limit can be very misleading.